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*Picture may not represent actual vehicle. Price varies based on Trim Levels and Options. See Dealer for in-stock inventory and actual selling price. All prices plus tax, title & license with approved credit. MSRP includes delivery, processing, and handling fees. Dealer doc fee of $425.00 not included in the price. Environmental Package and Wheel Locks not included in price. Inventory is subject to market adjustments that will affect the final asking price. Prices may be different outside of each advertised period and do not necessarily reflect cash price at any other time. Inventory is subject to prior sale. We are not responsible for typographical, technical, or misprint errors. Please contact us directly via phone or email to verify all information. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a dealership rep. Call or email for complete vehicle specific information.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

***Payments made with a debit or credit card will be charged a 3.5% processing fee.

Monthly Car Payment Calculator

Staying in line with your budget will ensure that the enthusiasm you feel for your automotive upgrade won’t wane when your first payment is due. Our monthly car payment calculator is a great resource to help you see what your true budget will look like, allowing you to browse appropriately. Whether you have your eye on a new Sportage or prefer a used model, knowing how to calculate your car payment can ensure that you find your fit. Our team is here to walk you through every step of your car buying journey to help you shop like a pro. Learn how to calculate your car payment and more below!

How to Calculate Car Payment

Using our monthly car payment calculator is simple and straightforward. Shopping for your new Harvey ride is easy when you have a reliable estimate of your budget outlook. Once you have a model in mind, see what your monthly financial commitment on your Marrero upgrade will be in a few simple steps:

  • Vehicle Price: Enter the price of the model that caught your eye in this field.
  • Interest Rate: This number will range based on your credit history. For a better idea of your interest rate, get pre-approved online now!
  • Loan Term: This determines how many months you commit to making payments on your vehicle. Shorter terms will lead to higher monthly payments, but longer terms will see greater interest payments overall.
  • Down Payment: This is the amount you can pay upfront. This will be deducted from the principal and reduce what you owe.
  • Trade-In Value: This can help to offset the cost of your upgrade as you earn cash for the value of your current model. You can get an estimate of your trade-in value online!

Once you have these fields filled out, hit “calculate” and you will see what your payment will look like. If you prefer a lower monthly commitment, you can tinker with the model or trim that you are interested to find the perfect vehicle for your budget. You can consult with our finance team for individualized guidance on your automotive and financial future.

Upgrade With Ray Brandt Kia

When you are ready to enhance your New Orleans vehicle, turn to Ray Brandt Kia to find the best inventory and most competitive prices around. If you have further payment questions, contact us today for assistance. We are eager to pair your wishlist with an affordable dream ride!